The best advice I can give is look back at your life and ask yourself, “What did I consistently enjoy doing over the course of my life?” What bubbles up to the surface for me, was a short story my school published in 1957 and a poem my school published in 1963. That was followed by passing a freshman, collegiate test to identify those who wrote well for 18 year olds. Later in life prominent people who I trusted found talks I had written, whether celebratory or in eulogies, engaging.
As a result of this pattern I decided to write my memoirs, Look Backward Angel, How Did I Get Through This and Please Save the Third Dance for Me, all available on Amazon. The first and third were on the Amazon best seller list in my genre several times.
Remember, if financial plans go awry, there are a host of other financial options. A less expensive living option with available Medicare is Guam in the South Pacific. One can also remain in the U.S and downsize even to one of those very hip, very green and very well designed small trailers let alone a smaller house in a city or state without a huge price.
For the scholar/writer in you, at worst take college courses online. If available, your local colleges may well offer free online courses if you choose to audit.
Hug your soul mate, kids and grand-kids. Build a support structure in your social and religious life. Most importantly with God’s help try to walk the journey to menschdom. May God bless your efforts as he has blessed your longevity.
Pilgrim on a Long, Long Journey 